Reuters Money: Stern Advice: Financial to do list for 2013

	Click to View in Browser 12/31/2012 Stern Advice: Financial to do list for 2013 WASHINGTON (Reuters) - Make resolutions if you must: When you vow to track every dollar and never waste money again, you feel all clean and shiny for at least a few hours into the new year. Analysis: After "fiscal cliff" dive, more battles, new cliffs WASHINGTON (Reuters) - Whether or not the "fiscal cliff" impasse is broken before the New Year's Eve deadline, there will be no post-cliff peace in Washington. Top 2013 predictions for savers, spenders and taxpayers NEW YORK (Reuters) - New Year's Eve bells will ring in more than confetti showers and new diets. For consumers, January 1 will usher in fresh laws, regulations and trends that will immediately affect their spending and saving power, regardless of "fiscal cliff" decisions. Six ways to optimize your retirement portfolio in 2013 CHICAGO (Reuters) - You may be waiting to optimize your retirement portfolio, thinking that you should know what's going on in Washington and Europe before you act. Consumer confidence hits four-month low in December NEW YORK (Reuters) - Consumer confidence fell to a four-month low in December as a looming budget crisis sapped what had been a growing sense of optimism about the economy, a private sector report released on Thursday showed. Would-be adoptive parents look beyond Russia NEW YORK (Reuters) - Russia's new ban on U.S. adoptions is the latest setback for hopeful American parents as countries increasingly impose restrictions. Investors flee into non-U.S. markets as fiscal deal looms: EPFR NEW YORK (Reuters) - Investors pumped money into funds that hold emerging market and European stocks in the last reporting week of the year as U.S. lawmakers failed to reach a deal on the looming "fiscal cliff," data from EPFR Global showed on Friday. Consumer sentiment weakens as fiscal crisis looms WASHINGTON (Reuters) - U.S. consumer confidence fell more than expected in December, hitting a four-month low as a looming fiscal crisis sapped what had been a growing sense of optimism about the economy. U.S. retailers scramble after lackluster holiday sales (Reuters) - The 2012 holiday season may have been the worst for retailers since the 2008 financial crisis, with sales growth far below expectations, forcing many to offer massive post-Christmas discounts in hopes of shedding excess inventory. Home prices rose for ninth straight month: S&P NEW YORK (Reuters) - U.S. single-family home prices rose in October for nine months in a row, reinforcing the view the domestic real estate market is improving and should bolster the economy in 2013, a closely watched survey showed on Wednesday. Related Video "Cliff" notes on investing Home stocks on shaky foundation Business News Stock futures edge higher hours before "cliff" deadline Hours from "fiscal cliff," Washington still awaits deal The latest Reuters articles on M&A, IPOs, private equity, hedge funds and regulatory updates delivered to your inbox each day. Register Today   A daily digest of breaking business news, coverage of the US economy, major corporate news and the financial markets. Register Today   » MORE NEWSLETTERS - 3 Times Square New York, NY 10036 USA © Copyright 2010 Thomson Reuters Ensure delivery of Reuters Newsmails, add mail@nl.reuters.com to your address book. Details Subscribe to other Reuters newsletters. Unsubscribe from this newsletter. Follow us on Twitter Friend us on Facebook Forward to a friend