Reuters Money: Top 2013 predictions for savers, spenders and taxpayers

	Click to View in Browser 12/28/2012 Top 2013 predictions for savers, spenders and taxpayers NEW YORK (Reuters) - New Year's Eve bells will ring in more than confetti showers and new diets. For consumers, January 1 will usher in fresh laws, regulations and trends that will immediately affect their spending and saving power, regardless of "fiscal cliff" decisions. Consumer confidence hits four-month low in December NEW YORK (Reuters) - Consumer confidence fell to a four-month low in December as a looming budget crisis sapped what had been a growing sense of optimism about the economy, a private sector report released on Thursday showed. Consumer sentiment weakens as fiscal crisis looms WASHINGTON (Reuters) - U.S. consumer confidence fell more than expected in December, hitting a four-month low as a looming fiscal crisis sapped what had been a growing sense of optimism about the economy. Your one-week year-end "fiscal cliff" money plan WASHINGTON (Reuters) - By now, we thought the path forward would be clear and the usual six-day flurry of tax-focused check writing and income-shifting could commence. U.S. retailers scramble after lackluster holiday sales (Reuters) - The 2012 holiday season may have been the worst for retailers since the 2008 financial crisis, with sales growth far below expectations, forcing many to offer massive post-Christmas discounts in hopes of shedding excess inventory. UBS and too-big-to-punish: James Saft (Reuters) - As well as too-big-to-fail it looks as if we must think of our largest banks as too-big-to-punish as well. Home prices rose for ninth straight month: S&P NEW YORK (Reuters) - U.S. single-family home prices rose in October for nine months in a row, reinforcing the view the domestic real estate market is improving and should bolster the economy in 2013, a closely watched survey showed on Wednesday. Why you need to gauge your human capital CHICAGO (Reuters) - The end of the year is a good time to illuminate your personal financial situation in a different way. Instead of focusing exclusively on financial capital - how much money you have accumulated - look at your human capital. The sinking of "Plan B"; the U.S. "fiscal cliff" disaster of John Boehner WASHINGTON (Reuters) - Had there been a vote on Republican House Speaker John Boehner's "Plan B" to avert the so-called U.S. fiscal cliff on Thursday night, it would not have been close. He was probably 40 to 50 votes short of the number he needed to avoid a humiliating defeat at the hands of his own party, according to rough estimates from Republican members of Congress and staff members. Considering divorce? Good reasons to wait for January (Reuters) - Going through a divorce during the holidays can be emotionally wrenching, which is why many people don't do it - they put it off until January. Related Video "Cliff" notes on investing Home stocks on shaky foundation Business News Wall Street set to open down before latest try at "cliff" deal Insight: Under siege, Japan central bank wakes up to political reality The latest Reuters articles on M&A, IPOs, private equity, hedge funds and regulatory updates delivered to your inbox each day. Register Today   A daily digest of breaking business news, coverage of the US economy, major corporate news and the financial markets. Register Today   » MORE NEWSLETTERS - 3 Times Square New York, NY 10036 USA © Copyright 2010 Thomson Reuters Ensure delivery of Reuters Newsmails, add mail@nl.reuters.com to your address book. Details Subscribe to other Reuters newsletters. Unsubscribe from this newsletter. Follow us on Twitter Friend us on Facebook Forward to a friend