Reuters Money: Why you need to gauge your human capital

	Click to View in Browser 12/24/2012 Why you need to gauge your human capital CHICAGO (Reuters) - The end of the year is a good time to illuminate your personal financial situation in a different way. Instead of focusing exclusively on financial capital - how much money you have accumulated - look at your human capital. The sinking of "Plan B"; the U.S. "fiscal cliff" disaster of John Boehner WASHINGTON (Reuters) - Had there been a vote on Republican House Speaker John Boehner's "Plan B" to avert the so-called U.S. fiscal cliff on Thursday night, it would not have been close. He was probably 40 to 50 votes short of the number he needed to avoid a humiliating defeat at the hands of his own party, according to rough estimates from Republican members of Congress and staff members. Modest discounts, fiscal cliff deter last-minute shoppers NEW YORK/WESTBURY, New York (Reuters) - Retailers may not see a sales surge this weekend as ho-hum discounts and fears about imminent tax hikes and cuts in government spending give Americans fewer reasons to open their wallets in the last few days before Christmas. Considering divorce? Good reasons to wait for January (Reuters) - Going through a divorce during the holidays can be emotionally wrenching, which is why many people don't do it - they put it off until January. Investors shun bonds and seek stock ETFs despite fiscal worry NEW YORK (Reuters) - Investors finally soured toward bond funds and favored riskier stock exchange-traded funds in the latest week despite gridlock over negotiations to avert the nearing "fiscal cliff" and a typically cautious year-end trading period. Showrooming little threat to clothiers in ho-hum holidays Chicago (Reuters) - In retail, showrooming has not hit shirts yet. Analysis: Apple's swoon exposes risk lurking in mutual funds NEW YORK (Reuters) - The nearly 28 percent decline in shares of Apple Inc since mid-September isn't just painful to individual shareholders. It's also being felt by investors who chased hot mutual funds that loaded up on Apple as the stock raced to a record $705 per share. Bank investors seek well behaved cost-cutters LONDON (Reuters) - Investors will be looking for banks that can cut costs, pay dividends and stay out of trouble next year as 2012's across-the-board rally wanes. Wells Fargo agrees to proposed settlement on shareholder actions (Reuters) - Wells Fargo & Co would pay up to $2.5 million in attorneys' fees and implement certain corporate governance changes under a proposed settlement of lawsuits brought by shareholders on behalf of the company, according to a securities filing by Wells on Friday. Credit debt, tax reform, low savings keep money pros up at night NEW YORK (Reuters) - If you're reading this article after Dec 21, the Mayans got it wrong. The world is still here. Related Video "Cliff" notes on investing Home stocks on shaky foundation Business News Wall Street to open lower on "cliff" talks standstill Insight: How U.S. retailers are building up their online muscle The latest Reuters articles on M&A, IPOs, private equity, hedge funds and regulatory updates delivered to your inbox each day. Register Today   A daily digest of breaking business news, coverage of the US economy, major corporate news and the financial markets. Register Today   » MORE NEWSLETTERS - 3 Times Square New York, NY 10036 USA © Copyright 2010 Thomson Reuters Ensure delivery of Reuters Newsmails, add mail@nl.reuters.com to your address book. Details Subscribe to other Reuters newsletters. Unsubscribe from this newsletter. Follow us on Twitter Friend us on Facebook Forward to a friend